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How to OPTIMISE MUTUAL FUNDS RETURNS

  5 - WAYS to OPTIMISE MUTUAL FUNDS RETURNS 1) Select Direct Funds Direct plans are better than regular MF investment since it allows investors to avoid paying brokerage to fund houses, which is often 1 to 1.5 percent of the investment size.  2) Invest in index funds Main advantage of index funds is that it is designed to mimic the performance of the market index. 3) Go for SIP It is a smart way to accumulate units with small regular payments gradually. Unlike lump sum investing, SIP doesn't require investors to time the market. 4) Diversify Diversification helps one to minimise risk and optimize the return from different asset classes. Invest in small-cap, mid-cap, and large-cap mutual funds. 5) Review the performance  You should review the performance of their investment periodically and reallocate funds if necessary.
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Best Investment technique for MF

  SBI MITRA SIP or ICICI FREEDOM  A tool that is a combine the power of SIP + SWP. Investor to invest regularly in a disciplined manner through Systematic Investment Plan (SIP) and enjoy the benefits of regular cash flows via Systematic Withdrawal Plan (SWP) post completion of SIP period. Investors can create a comprehensive financial solution that can be used effectively to plan for future goals. Start SIP Select Tenure Switch SWP Features : Helps to build long term wealth for Financial Independence. Inculcates habit of systematic investments through SIP + seeks to reap benefits from regular cash flows through SWP One solution for goal​ based investing Inculcates the habit of long term investing. Eliminates excess unwanted withdrawal due to predefined Monthly SWP limit as a multiple of SIP installment
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Best time (?) to invest

  Best time (?) to invest in  debt mutual funds Buying  equity mutual fund units  as market dips. But it isn't easy to implement. That's because you don't know whether this dip is the final one or will there be a dip further or it'll linger on. You don't really need to time your investment in  debt mutual funds.  When investing in a debt mutual fund, you can even invest lump sum. Make sure that you choose the appropriate kind of fund depending on your time frame.
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Early start is the Best investment

  An early start is the best investment strategy If you start your investments as early as possible, you will be in for a pleasant surprise. Thanks to compound interest,  Person A investing just INR 1000 a month for retirement for a period of 30 years at an interest rate of 12 per cent per annum amasses the neat sum of around INR 35 lakh. Person B investing INR 12,000 a month for a period of 10 years at the same interest rate ends up with just INR 27 lakh. Not only does person B invest a total sum that is significantly higher than what person A invested, but he also ends up with a final sum that is 23% less than what person A ends up with.
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